๐ง Draft โ not final. A generic, shareable version of this project's approach, published because it may help others. Give it a human edit before relying on it โ and see the note at the bottom.
Making a will โ a starter guide
Most people put off making a will because it feels morbid and complicated. It's neither, and the alternative is worse: dying intestate means the law โ not you โ decides who gets what, often slowly and expensively, while your family untangles it during grief. This is a plain starting frame. (Your actual will and asset details stay private โ this is only the method.)
What a will actually needs
- An executor โ the person who carries out the will. Pick someone capable and willing; name a backup.
- Beneficiaries โ who receives what, described clearly enough to avoid disputes.
- Guardianship โ if there are minor children, who raises them. This is often the single most important clause for young families.
- A residuary clause โ who gets "everything else" not specifically named, so nothing falls through the cracks.
- Valid execution โ the legal formalities (in India, generally signed by you and attested by two witnesses who aren't beneficiaries). An unsigned draft is worthless.
Decisions to make before you draft
- Rough inventory of assets โ property, accounts, investments, insurance, valuables.
- Any specific gifts vs. proportional splits.
- Whether the estate is simple enough for a straightforward will, or complex enough to warrant a lawyer (property in multiple names, businesses, or beneficiaries with special needs usually mean: get advice).
Where it lives (the step everyone forgets)
A perfect will nobody can find helps no one. Record โ for the executor โ where the signed original is, plus a list of key accounts, insurance policies, and the lawyer's contact. Keep that pointer somewhere trusted and updated.
When to revisit
On any big life change: a birth, a marriage or divorce, a major asset, or a death among those named.
Not legal advice. Laws on wills, succession, and execution vary by jurisdiction (and by personal law in India). For anything beyond the simplest estate, have a qualified lawyer draft or review it.
Mahanu